- Minimum 3 years' experience processing mortgage loans a plus
- Good computer skills; experience with Calyx and Mortgagebot preferred, Word, Excel
- Detail-oriented, reliable and determined to do what it takes to get the job done
- Highly organized and proactive; able to meet deadlines in a fast-paced environment
- Good working knowledge of loan terminology preferred
- Excellent communication skills- This position will demand that you communicate well with external contacts as well as with your fellow team members.
- Well-developed problem solving skills to research and resolve discrepancies
Hiring now!
To apply immediately, call 915-691-9072 or email resume to rei@milesfunding.net
- Documents Processing Assistant
ESSENTIAL JOB DUTIES AND RESPONSIBILITIES: Provide administrative support Review, maintain and update Microsoft Excel worksheets and Microsoft Word templates Provide detail oriented customer service to Company's third party affiliates such as attorneys, brokers and lenders by follow-ups to verify all related documents', timely receipt and their accuracy according to policies and procedures Communicate in a professional manner when contacting clients and Company's affiliated employees via direct phone calls and/or writing emails Review work done by others to verify accuracy of documentation, ensure company guidelines are followed, and able to recommend revisions Assemble and verify accuracy of documents Other duties as assigned REQUIRED SKILLS AND KNOWLEDGE: Must be proficient in Microsoft Office Products including strong Excel and Word skills Strong attention to detail, excellent organizational skills Excellent verbal and writing skills Ability to multi-task, execute projects within defined timeline and in a fast-paced environment Able to take initiative Punctual, reliable and easily trainable Ability to set-up and maintain both paper records and electronic filing systems to include correspondence and other materials Skilled in judgment by exhibiting sound and accurate judgment; Supports and explains reasoning for decisions; includes appropriate people in decision-making process; makes timely decisions Dependable and follows instructions; Takes responsibility for own actions; Completes tasks on time Ability to work effectively under direct supervision and follow specific guidelines Ability to appropriately handle stress, work well with other Associates in a professional manner Ability to operate computers, office equipment such as copiers, scanner/fax machines, and phone systems Follow all Company policies and procedures Lead through example; implementing changes by constructively overcoming resistance to change Ability to appropriately handle stress and interact with others Having a photographic memory is a HUGE plus EDUCATION AND EXPERIENCE: High School Degree, Associates Degree preferred. Minimum of 2-5 years' work experience in a document processing / administrative position required. Mortgage or financial industry experience a plus.
Hiring now!
To apply immediately, call 915-691-9072 or email resume to rei@milesfunding.net
- Licensed Loan Originators
Job Description
Basic Function:
Markets, originates, and negotiates permanent FHA/VA and conventional residential mortgage loans and other residential mortgage programs predominately at prospective customers' homes, businesses or other locations away from the office. Must adhere to the requirements of federal registration under the SAFE Act.
Responsibilities:
Works independently to cultivate new mortgage business. Markets, services and promotes the bank's mortgage products. This includes the solicitation of residential first mortgages through contacts with Realtors, builders, and developers. Regularly and customarily travels to and works at prospective customers' homes, business or other locations away from the office. Follows-up on potential customers via travel or telephone.
Interviews applicants to collect and analyze information regarding their income, assets, debts and credit data as well as their needs, desires, and earnings to assist in determining whether the loan will be an acceptable risk; obtains and analyzes pertinent financial and credit data. Independently assesses applicant's credit worthiness. Has authority to issue pre-qualification statement of borrowers' eligibility.
Determines which products best meet the customer's needs and financial circumstances and advises potential borrowers regarding the advantages and disadvantages of different financial products and the most appropriate mortgage loan programs. Negotiates terms and conditions of loan with mortgagors. Has authority to bind the bank in connection therewith. Ensures lending compliance with all origination procedures including bank policies and procedures and regulatory requirements.
Advises management on effective compliance strategies and potential modifications to corporate operating policies where appropriate to ensure ongoing regulatory compliance. Independently monitors trends and developments in the local real estate market, as well as the changing rules and regulations pertaining to both private and government-insured mortgages.
Represents Company in the community and related functions to identify, develop and promote additional business. May present seminars to general public and real estate agents to promote additional business and community outreach. Regularly visits potential or existing customers at their homes or place of business to develop new business or retain existing business.
Nature and Scope:
The incumbent is required to travel extensively with limited supervision. The position requires extensive external contacts (potential and existing customers, Realtors, etc.) primarily on sales calls outside the office, as well as internal contacts (other Bank personnel). Will interact with individuals and teams internally and within the community assigned, developing new relationships and maintaining existing relationships. Responsible for establishing and maintaining federal registration requirements outlined in the SAFE Act.
Basic Qualifications:
-Holding NMLS MLO license or have past all required tests and completed classes and need to sponsor
-Associates degree or two (2) years relevant experience.
-Two (2) to three (3) years mortgage origination experience.
Technical Skills:
-General knowledge of personal computers and software programs utilized by Residential Mortgage Department.
Other Job Information:
-Thorough knowledge of FHA/VA regulations, conventional loan requirements and real estate law.
-Proven sales ability.
-Strong mathematical skills.
-Self-motivated, well-organized individual.
-Excellent verbal and written communication skills.
-Ability to interact with individuals at all income levels and peers in a professional manner.
-Demonstrated ability to work independently and to follow through on details to completion.
-Ability to work under critical time constraints.
Hiring now!
To apply immediately, call 915-691-9072 or email resume to rei@milesfunding.net